A new wave of innovation at Station Fintech
On March 31, Station Fintech Montréal officially launched its two flagship programs: Validation and Delta.
For the occasion, more than 25 startups from the new cohorts gathered alongside members of our ecosystem, experts, and mentors who will actively contribute to the success of these programs.
Two complementary programs to structure and accelerate growth
The Validation and Delta programs were designed to address distinct yet complementary needs along the fintech startup journey:
- Validation (powered by Fintech Cadence) supports early-stage fintech startups by providing personalized guidance to validate and structure their business model, at no cost.
- Fintech Delta is a no-equity, no-fee acceleration program designed to help fintech and fintech+ startups scale (nationally and/or internationally), secure institutional clients, and prepare for a Series A+ fundraising round.
Discover the 2026 Validation Cohort
The startups selected for the 2026 Validation Cohort are:
BTC Foodbank: democratizes access to food by combining bulk savings with Bitcoin accumulation;
Favens: connects companies with vetted marketing talent;
FinQub: automates compliance workflows for fintech teams;
Kouvre: strengthens restaurant customer loyalty through reward programs;
Lodavo: encourages saving through engaging incentives;
MARASA: enhances commercial real estate portfolio analysis using AI;
Mellions: helps Canadians better understand and manage their finances daily;
Novalytics: extracts and structures actionable ESG data;
Odinn.io: accelerates M&A deal sourcing through AI;
OWNI.ai: facilitates access to homeownership through co-buying;
Quantisys: improves large-scale portfolio management with greater clarity and precision;
Tenor Labs: enables fixed-rate stablecoin lending and borrowing;
Venturevest: expands access to private alternative investments;
Vraust.ai: protects against scams in real time using AI;
Xendnow: connects global PSPs to African banking infrastructure;
And the 2026 Delta Cohort
The startups selected for the 2026 Delta Cohort are:
Brio Platform: optimizes financial and operational management for businesses;
Ready Plan Go: simplifies financial planning and savings decisions;
Aviron Industries Inc.: develops industrial solutions integrating fintech capabilities;
Fireraven: secures transactions and digital environments;
Hilt (formerly Cybe): strengthens compliance and cybersecurity for institutions;
Cove: simplifies access to tailored financial products;
Vol en retard: automates claims related to flight delays;
Fraction: facilitates homeownership through fractional models;
CreditBook: improves access to credit and financial management;
BIASafe AI Inc.: reduces bias in decision-making with responsible AI tools;
A dynamic ecosystem driven by its entrepreneurs
The enthusiasm and drive of the founders we support reflect the strength of Québec’s fintech ecosystem.
Startups in these cohorts clearly have strong momentum, bringing forward innovations that are transforming and will continue to transform financial services.
At Station Fintech Montréal, we are proud to support their growth by connecting them with a strategic network of financial institutions, partners, investors, and experts.
What’s next?
In the coming weeks, we will be showcasing the startups in these cohorts and the innovations they are developing. Stay tuned!
Congratulations to all selected teams. We look forward to supporting your continued growth.
Special thanks to Jean-Luc Pellerin, fintech startup advisor, and Jean-Louis Murphy, Head of Ventures Acceleration & Venture Capital, Fintech and tech innovations at Finance Montréal, for their key role in supporting startups and structuring the programs, as well as to our entire network of mentors and partners for their continued engagement.
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